.home-page {
  --home-accent: #b94317;
  --home-blue: #276aa6;
  color: var(--ink-1);
  padding-top: 28px;
  padding-bottom: 12px;
}
.home-page *, .home-page *::before, .home-page *::after { box-sizing: border-box; }
.home-page a { text-decoration: none; }
.home-page a:focus-visible, .home-page summary:focus-visible { outline: 3px solid var(--home-blue); outline-offset: 3px; }

.home-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(320px, .85fr);
  gap: clamp(30px, 5vw, 72px);
  align-items: center;
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: clamp(34px, 5vw, 66px);
  border-radius: 24px;
  background: linear-gradient(118deg, #25221f 0%, #302923 65%, #493022 100%);
  box-shadow: 0 16px 38px rgba(45, 35, 27, .12);
}
.home-hero::after {
  content: '';
  position: absolute;
  z-index: -1;
  top: -180px;
  right: -105px;
  width: 490px;
  aspect-ratio: 1;
  border-radius: 50%;
  background: rgba(255, 255, 255, .035);
}
.home-hero-copy { min-width: 0; }
.home-eyebrow {
  display: flex;
  align-items: center;
  gap: 8px;
  margin: 0 0 10px;
  color: var(--home-accent);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .11em;
  line-height: 1.4;
  text-transform: uppercase;
}
.home-eyebrow-light { color: #ffc19e; }
.home-eyebrow-dot { width: 7px; height: 7px; border-radius: 50%; background: currentColor; }
.home-hero h1 {
  max-width: 760px;
  margin: 0 0 20px;
  color: #fff;
  font-size: clamp(38px, 5vw, 68px);
  font-weight: 850;
  letter-spacing: -.055em;
  line-height: 1.04;
  text-wrap: balance;
}
.home-hero h1 span { color: #ffb68b; }
.home-hero-lead {
  max-width: 595px;
  margin: 0;
  color: #e3dbd4;
  font-size: clamp(15px, 1.4vw, 18px);
  line-height: 1.7;
}
.home-actions, .home-provider-actions, .home-final-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
}
.home-actions { margin-top: 30px; }
.home-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  min-height: 48px;
  padding: 12px 18px;
  border: 1px solid transparent;
  border-radius: 11px;
  font-size: 14px;
  font-weight: 750;
  line-height: 1.25;
  text-align: center;
  transition: background .18s, border-color .18s, transform .18s;
}
.home-button:hover { transform: translateY(-2px); }
.home-button-primary { background: var(--home-accent); color: #fff; }
.home-button-primary:hover { background: #9a3512; color: #fff; }
.home-button-ghost { border-color: rgba(255, 255, 255, .25); background: rgba(255, 255, 255, .08); color: #fff; }
.home-button-ghost:hover { border-color: rgba(255, 255, 255, .45); background: rgba(255, 255, 255, .15); color: #fff; }
.home-button-dark { background: var(--ink-1); color: #fff; }
.home-button-dark:hover { background: #3b3028; color: #fff; }
.home-hero-note { max-width: 595px; margin: 16px 0 0; color: #c7bdb4; font-size: 12px; line-height: 1.6; }

.home-hero-panel {
  min-width: 0;
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, .22);
  border-radius: 19px;
  background: #fff;
  box-shadow: 0 20px 45px rgba(16, 13, 11, .19);
}
.home-hero-panel-heading { margin: 2px 2px 18px; }
.home-panel-kicker { color: var(--home-accent); font-size: 10px; font-weight: 850; letter-spacing: .1em; text-transform: uppercase; }
.home-hero-panel h2 { margin: 6px 0 0; font-size: 22px; font-weight: 800; letter-spacing: -.03em; }
.home-path-card {
  display: flex;
  align-items: center;
  gap: 13px;
  min-width: 0;
  padding: 15px 13px;
  border: 1px solid var(--border);
  border-radius: 13px;
  background: #fff;
  color: var(--ink-1);
  transition: background .18s, border-color .18s, transform .18s;
}
.home-path-card + .home-path-card { margin-top: 9px; }
.home-path-card:hover { border-color: #d8c8b8; background: #fff9f4; color: var(--ink-1); transform: translateY(-2px); }
.home-path-icon { display: grid; place-items: center; flex: 0 0 43px; width: 43px; height: 43px; border-radius: 11px; }
.home-path-icon svg { width: 21px; height: 21px; }
.home-path-icon-warm { background: #fff0e7; color: var(--home-accent); }
.home-path-icon-cool { background: #eaf4fc; color: var(--home-blue); }
.home-path-copy { display: block; min-width: 0; }
.home-path-copy strong { display: block; font-size: 14px; font-weight: 800; }
.home-path-copy small { display: block; margin-top: 2px; color: var(--ink-3); font-size: 12px; line-height: 1.4; }
.home-path-arrow { margin-left: auto; color: var(--home-accent); font-size: 19px; }
.home-panel-foot { margin: 17px 3px 1px; color: var(--ink-4); font-size: 11px; line-height: 1.5; }

.home-benefits {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0;
  margin: 22px 0 76px;
  padding: 20px 10px;
  border: 1px solid var(--border);
  border-radius: 17px;
  background: #fff;
}
.home-benefit { display: flex; align-items: flex-start; gap: 12px; min-width: 0; padding: 5px 22px; }
.home-benefit + .home-benefit { border-left: 1px solid var(--border); }
.home-benefit-symbol { color: var(--home-accent); font-size: 12px; font-weight: 850; letter-spacing: .04em; }
.home-benefit strong { display: block; margin-bottom: 3px; font-size: 14px; font-weight: 800; }
.home-benefit p { margin: 0; color: var(--ink-3); font-size: 12px; line-height: 1.55; }

.home-section { margin-bottom: 78px; }
.home-section-heading { display: flex; align-items: flex-end; justify-content: space-between; gap: 20px; margin-bottom: 24px; }
.home-section-heading h2, .home-provider h2, .home-final h2 {
  margin: 0;
  font-size: clamp(26px, 3.2vw, 37px);
  font-weight: 830;
  letter-spacing: -.04em;
  line-height: 1.14;
  text-wrap: balance;
}
.home-section-heading p:not(.home-eyebrow) { margin: 8px 0 0; color: var(--ink-3); font-size: 15px; line-height: 1.6; }
.home-text-link { display: inline-flex; align-items: center; gap: 8px; flex-shrink: 0; padding: 6px 0; color: var(--home-accent); font-size: 13px; font-weight: 800; }
.home-text-link:hover { color: #832d10; text-decoration: underline; text-underline-offset: 3px; }
.home-categories-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.home-category-card {
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
  min-height: 82px;
  padding: 14px;
  border: 1px solid var(--border);
  border-radius: 15px;
  background: #fff;
  color: var(--ink-1);
  box-shadow: 0 5px 15px rgba(45, 35, 27, .025);
  transition: border-color .18s, box-shadow .18s, transform .18s;
}
.home-category-card:hover { border-color: #d6b7a3; color: var(--ink-1); box-shadow: var(--shadow-2); transform: translateY(-2px); }
.home-category-icon { display: grid; place-items: center; flex: 0 0 44px; width: 44px; height: 44px; overflow: hidden; border-radius: 11px; background: #fff1e8; color: var(--home-accent); }
.home-category-icon svg { display: block; width: 23px; height: 23px; }
.home-category-name { min-width: 0; overflow-wrap: anywhere; font-size: 13px; font-weight: 750; line-height: 1.35; }
.home-category-arrow { margin-left: auto; color: var(--home-accent); font-size: 17px; }

.home-process { padding: clamp(25px, 4vw, 46px); border: 1px solid var(--border); border-radius: 21px; background: #fff; }
.home-process .home-section-heading { margin-bottom: 29px; }
.home-steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; margin: 0; padding: 0; list-style: none; }
.home-steps li { min-width: 0; padding: 22px; border: 1px solid var(--border); border-radius: 15px; background: #fcfaf7; }
.home-step-number { display: grid; place-items: center; width: 36px; height: 36px; margin-bottom: 18px; border-radius: 10px; background: #2e2823; color: #fff; font-size: 14px; font-weight: 800; }
.home-steps h3 { margin: 0 0 8px; font-size: 16px; font-weight: 800; letter-spacing: -.015em; }
.home-steps p { margin: 0; color: var(--ink-3); font-size: 13px; line-height: 1.65; }

.home-provider {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(270px, .8fr);
  align-items: center;
  gap: clamp(26px, 5vw, 72px);
  margin-bottom: 78px;
  padding: clamp(26px, 4vw, 48px);
  border: 1px solid #d6e4ef;
  border-radius: 21px;
  background: linear-gradient(135deg, #f5faff 0%, #eef6fc 100%);
}
.home-provider-copy > p:not(.home-eyebrow) { max-width: 600px; margin: 15px 0 23px; color: var(--ink-3); font-size: 14px; line-height: 1.7; }
.home-provider-points { padding: 9px 21px; border: 1px solid #d4e3ee; border-radius: 16px; background: rgba(255, 255, 255, .86); }
.home-provider-points > div { display: grid; grid-template-columns: 30px minmax(0, 1fr); gap: 2px 10px; padding: 16px 0; }
.home-provider-points > div + div { border-top: 1px solid #e5edf3; }
.home-provider-points span { grid-row: span 2; color: var(--home-blue); font-size: 12px; font-weight: 850; }
.home-provider-points strong { font-size: 13px; font-weight: 800; }
.home-provider-points small { color: var(--ink-3); font-size: 12px; }

.home-faq-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; align-items: start; }
.home-faq-item { min-width: 0; border: 1px solid var(--border); border-radius: 14px; background: #fff; }
.home-faq-item[open] { border-color: #e9cab6; }
.home-faq-item summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 18px 19px; cursor: pointer; font-size: 14px; font-weight: 750; line-height: 1.45; list-style: none; }
.home-faq-item summary::-webkit-details-marker { display: none; }
.home-faq-item summary:hover { color: var(--home-accent); }
.home-faq-plus { position: relative; flex: 0 0 24px; width: 24px; height: 24px; border-radius: 7px; background: #f6f2eb; }
.home-faq-plus::before, .home-faq-plus::after { content: ''; position: absolute; top: 11px; left: 7px; width: 10px; height: 2px; border-radius: 2px; background: var(--home-accent); }
.home-faq-plus::after { transform: rotate(90deg); }
.home-faq-item[open] .home-faq-plus::after { transform: rotate(0); }
.home-faq-item > p { margin: -2px 19px 18px; color: var(--ink-3); font-size: 13px; line-height: 1.7; }

.home-final {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: clamp(27px, 4vw, 48px);
  border-radius: 21px;
  background: linear-gradient(115deg, #25221f 0%, #453024 100%);
  color: #fff;
}
.home-final h2 { max-width: 620px; color: #fff; font-size: clamp(24px, 2.7vw, 32px); }
.home-final p:not(.home-eyebrow) { margin: 11px 0 0; color: #d1c6bc; font-size: 14px; line-height: 1.55; }
.home-final-actions { flex-shrink: 0; }

@media (max-width: 1100px) {
  .home-hero { grid-template-columns: minmax(0, 1fr) 330px; gap: 26px; }
  .home-categories-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .home-final { align-items: flex-start; flex-direction: column; }
}
@media (max-width: 850px) {
  .home-hero, .home-provider { grid-template-columns: 1fr; }
  .home-hero-panel { max-width: 570px; }
  .home-benefits { grid-template-columns: 1fr; padding: 8px 16px; }
  .home-benefit { padding: 14px 6px; }
  .home-benefit + .home-benefit { border-left: 0; border-top: 1px solid var(--border); }
  .home-steps { grid-template-columns: 1fr; }
  .home-steps li { display: grid; grid-template-columns: 42px minmax(0, 1fr); gap: 0 14px; padding: 17px; }
  .home-step-number { grid-row: span 2; margin: 0; }
  .home-steps h3 { margin-top: 1px; }
  .home-provider-points { max-width: 570px; }
}
@media (max-width: 650px) {
  .home-page { padding-top: 16px; }
  .home-hero { padding: 27px 22px; border-radius: 18px; }
  .home-hero h1 { font-size: clamp(37px, 10vw, 52px); }
  .home-benefits { margin-bottom: 56px; }
  .home-section, .home-provider { margin-bottom: 56px; }
  .home-section-heading { align-items: flex-start; flex-direction: column; gap: 6px; }
  .home-categories-grid, .home-faq-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .home-category-card { min-height: 74px; }
  .home-process, .home-provider, .home-final { padding: 24px 20px; }
}
@media (max-width: 460px) {
  .home-actions, .home-final-actions { align-items: stretch; flex-direction: column; }
  .home-actions .home-button, .home-final-actions .home-button { width: 100%; }
  .home-hero-panel { padding: 15px; }
  .home-categories-grid, .home-faq-list { grid-template-columns: 1fr; }
  .home-category-card { min-height: 67px; }
  .home-provider-actions { align-items: flex-start; flex-direction: column; }
}
@media (prefers-reduced-motion: reduce) {
  .home-page a { transition: none; }
  .home-page a:hover { transform: none; }
}